Sovereign Wealth Management | Financial Planning Services | Fund Management

Corporate Finance

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OUR INVESTMENTS

WGA’s various projects undertaken under different services are as follows

Debt

WGA has provided its Debt services to clients in countries like the UK, India, China, Australia, Greece, Malaysia, Brazil, South Africa and Russia as well as in the Holland. The sectors encompass Real Estate, Oil & Gas, Mining, Industrial Parks, Steel, Cement, Agriculture, Infrastructure, Energy, Healthcare and Townships.

Corporate Finance

WGA has provided corporate finance in various countries like UK, India, China, Australia, Greece, Malaysia, Brazil, South Africa and Russia as well as in the Holland. The sectors encompass Real Estate, Oil & Gas, Mining, Industrial Parks, Steel, Cement, Agriculture, Infrastructure, Energy, Healthcare, Electronics, Financial, Transport, Aerospace, Alternative Energy, Rubber, Fashion & Retail, Townships, Food & Beverage and the Film Industry.

Equity Participation

The company has extended credit lines to clients from a wide diversity of nations like UK, India, China, Australia, Greece, Malaysia, Brazil, South Africa and Russia as well as in the Holland. The sectors encompass Oil & Gas, Electronics, Mining, Steel, Financial, Real Estate, Transport, Agriculture, Aerospace, Alternative Energy, Rubber, Fashion & Retail, Healthcare, Cement, Infrastructure, Industrial Parks, Townships, Food & Beverage, Media and the Film Industry.

Besides these, WGA has also made investments in Germany, Monaco, Hong Kong, Singapore, Taiwan and Canada.

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What are the main terms of the loan, interest rate, security, LTV ratio?

The main terms of the loan are related to the viability of the business proposal as well as the due diligence conducted by WGA. We seek to ensure that the income and profit generation of the client would adequately satisfy our loan repayment.

Depending on the geographical area as well as other criteria, the interest rate would be 5-7%.

We would require collateral security of assets just like any other standard funding institute. Our standard of evaluating assets is quite competitive.

The LTV ratio would be 80%. However, this is just an indicative figure and WGA can go up to 110-120% LTV.

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What kind of funding does WGA provide?

We provide senior debts only. Since our rates and processes are one of the most competitive and innovative, we expect our clients to have only WGA as its lending party and back it up with exclusivity contracts.

In case of any previous or existing loans from other parties, WGA will help you to swap these loans at a much competitive rate than the current loan.

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What is your due diligence process and what are your specific areas of examination?

As with any lending institution, WGA follows a standard due diligence process.

We require 6 weeks to achieve results, as most of the companies are located overseas.

We check for any record of personal defaults, corporate defaults, bankruptcy proceedings, administrative proceedings or any anti-social activity that the applicant may be involved with.

This assessment is a standard requirement of our corporate policy and its objective is to understand your position in order to serve you better.

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Can you provide the names of the current clients with whom you are dealing?

Due to a non-disclosure agreement with which we are bound to our clients, we cannot reveal our borrowers. This is in the best interest of our clients, to protect their privacy. Under WGA’s terms of confidentiality, we will not discuss any of our past, present or future clients.

We welcome clients to conduct due diligence on WGA as well as take legal opinion of experts before applying.

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What is the time limit for debt financing and equity financing?

If both the parties are prima-facie satisfied with each other, an engagement agreement, mutual non-disclosure agreement and authorization letter to conduct due diligence are signed. It can take 14 to 16 weeks from this point to get the loan drawn down.

However, in some cases the time period maybe much shorter if all procedures are straightforward. Contrarily, in case of legal or geographical complications, the time period may extend to more than 16 weeks.

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Why and how do you provide funds at such low rates?

WGA believes in providing innovative financing solutions. This means doing things differently so as to not burden our borrowers with heavy interest rates. We understand the pressure that is already on today’s businesses and industries. Conventional banks and financing institutions are not helping the situation with their cumbersome loan policies and a pathetic attitude to the borrower’s plight.

This is primarily due to their rigid approach to funding, which does not consider the human factor and stresses more on punishing the defaulters rather than helping them to avoid defaulting.

WGA provides direct funding to the borrowers without any intermediaries in the process. Unlike banks and financing institutions, we are not encumbered by heavy infrastructural overheads. We are therefore able to provide funds at much lower interest rates. Our philosophy is to manage the funds of our shareholders and invest in deserving needs such as maybe yours.

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Under what circumstances can WGA reject my company's application?

WGA practices standard policies of approval and rejection of applications as in the financing and lending industry.

Any history of defaults or important facts relevant to the loan process that can influence the decision making and which is not disclosed by the applicant will be valid grounds of rejection.

OUR INVESTMENTS

Debt

Corporate Finance

Equity Participation

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